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{"sheet":"Тариф.Кальк","index":0,"n_rows":74,"n_cols":12,"rows_kept":74,"cut":false,"hidden":false,"merged":[[65,2,65,3],[61,2,61,3],[62,2,62,3],[63,2,63,3],[48,2,48,3],[46,2,46,3],[1,2,1,7],[2,2,2,7],[43,4,43,6],[4,4,4,7],[42,2,42,3],[44,2,44,3],[18,2,18,3]]}
[]
[]
[null,null,"МЕДАЛИСТ"]
[null,null,null,null,null,null,null,null,null,null,{"$f":"DATE(YEAR(E14)+E16,MONTH(E14),DAY(E14)-1)","v":{"$error":"#N/A"}}]
[null,null,"Тарифный калькулятор.",null,"версия 1.3 от 02.2024 г.",null,null,null,null,null,{"$f":"(DATE(YEAR(E14)+E16,MONTH(E14)-1,DAY(E14)))","v":{"$error":"#N/A"}}]
[]
[]
[null,null,"ПРЕДПОЛАГАЕМЫЕ ДАТЫ ОПЛАТЫ ВЗНОСА И ВСТУПЛЕНИЯ ДОГОВОРА В СИЛУ",null,null,null,null,null,null,{"$f":"IF(MONTH(E14)>=7,DATE(IF(AND(MONTH(K8)>=1,MONTH(K8)<=6),YEAR(K8)-1,YEAR(K8)),7,DAY(K8)),DATE(IF(AND(MONTH(K8)>=1,MONTH(K8)>=6),YEAR(K8)-1,YEAR(K8)+1),7,DAY(K8)-31))","v":{"$error":"#N/A"}},{"$f":"IF(MONTH(E14>=7),(DATE(YEAR(E14)+E16,MONTH(E14),DAY(E14)-1)),EOMONTH(DATE(YEAR(E14)+E16,MONTH(E14)-1,DAY(E14)),0))","v":{"$error":"#N/A"}},{"$f":"K8","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"DATE(IF(MONTH(K8)>=6,YEAR(K8),YEAR(K8)-1),7,DAY(K8))","v":{"$error":"#N/A"}}]
[null,null,"Класс, в котором обучается Застрахованное лицо",null,null,null,null,null,null,null,{"$f":"IF(MONTH(E14)>=7,K9-DAY(K9)+1,DATE(YEAR(K9),MONTH(K9),DAY(K9)))","v":{"$error":"#N/A"}}]
[]
[null,null,"Дата оплаты страхового взноса",null,"2025-02-20",null,null,null,null,{"$f":"MONTH(E14)","v":2},{"$f":"DATE(YEAR(K10),MONTH(K10)+1,0)","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(J12>=7,DATE(YEAR(K12),MONTH(K12),DAY(K12)),K12)","v":{"$error":"#N/A"}}]
[null,null,"Примерная дата начала действия Договора страхования",null,{"$f":"IF(AND(E12>=$K$35,MONTH(E12)<9,E10=1),$K$36,E12+5)","v":"2025-02-25"},null,"(дд.мм.гггг)",null,null,{"$f":"DATE(YEAR(K13)-1,MONTH(K13),DAY(K13))","v":{"$error":"#N/A"}},{"$f":"IF(AND(MONTH(E14)=7,DAY(E14)=1),K13,IF(K13>E18,DATE(YEAR(K13)-1,MONTH(K13),DAY(K13)),K13))","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"(DATE(YEAR(E14)+E16,MONTH(E14),DAY(E14)-1))","v":{"$error":"#N/A"}}]
[null,null,"Срок действия договора",null,{"$f":"K16","v":{"$error":"#N/A"}},null,null,null,null,null,{"$f":"IF(E10=1,VLOOKUP(education,Базис!AM3:AN8,2,0),IF(MONTH(E14>=6),VLOOKUP(education,Базис!AM3:AN8,2,0),IF(MONTH(E14<=7),IF(MONTH(E14>=6),(DATE(YEAR(E14)+E16,MONTH(E14),DAY(E14)-1))))))","v":{"$error":"#N/A"}},{"$f":"IF(E10=1,VLOOKUP(education,Базис!AM3:AN8,2,0),IF(MONTH(E14)>=6,VLOOKUP(education,Базис!AM3:AN8,2,0)+1,IF(MONTH(E14)<=7,IF(MONTH(E14>=6),VLOOKUP(education,Базис!AM3:AN9,2,0)+1),K16)))","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"VLOOKUP(E10,Базис!$AL$2:$AM$9,2)","v":{"$error":"#N/A"}},"класс"]
[null,null,"Дата окончания действия Договора страхования",null,{"$f":"L15","v":{"$error":"#N/A"}}]
[null,null,"Дата дожития до вручения федеральной медали:\n(Год в этой ячейке совпадает с годом окончания школы)",null,{"$f":"K14","v":{"$error":"#N/A"}},null,null,null,null,null,{"$f":"DATEDIF(E14,K14,\"m\")+1","v":{"$error":"#N/A"}}]
[null,null,"ЗАСТРАХОВАННОЕ ЛИЦО",null,null,null,null,null,null,null,{"$f":"DATEDIF(E24,K4,\"y\")","v":{"$error":"#N/A"}}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"DATEDIF(E33,K4,\"y\")","v":{"$error":"#N/A"}}]
[null,null,"Пол",null,"муж"]
[]
[null,null,"Дата рождения ",null,null,null,"(дд.мм.гггг)"]
[]
[null,null,"Возраст",null,{"$f":"IF(E24=\"\",\"\",DATEDIF(E24,E14,\"y\"))","v":""}]
[]
[]
[null,null,"СТРАХОВАТЕЛЬ"]
[]
[null,null,"Пол ",null,"муж"]
[]
[null,null,"Дата рождения ",null,null,null,"(дд.мм.гггг)"]
[null,null,null,null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2025-02-20"}]
[null,null,"Возраст",null,{"$f":"IF(E33=\"\",\"\",DATEDIF(E33,E14,\"y\"))","v":""},null,null,null,null,null,{"$f":"DATE(YEAR(TODAY()),MONTH(0)+7,DAY(27))","v":"2025-08-27"}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"DATE(YEAR(TODAY()),MONTH(0)+8,DAY(1))","v":"2025-09-01"}]
[null,null,"ПРОГРАММА СТРАХОВАНИЯ"]
[]
[null,null,"1. ОСНОВНАЯ ПРОГРАММА (обязательно):",null,null,null,"Валюта договора"]
[null,null,"1.1. Дожитие Застрахованного лица до окончания срока страхования.",null,null,null,"руб"]
[null,null,"1.2.  Смерть Застрахованного лица по любой причине."]
[null,null,"1.3.  Вручение федеральной медали «За особые успехи в учении»."]
[]
[null,null,"2. ДОПОЛНИТЕЛЬНЫЕ ПРОГРАММЫ (на выбор):",null,"Периодичность оплаты взносов:",null,null,null,null,null,"ежегодно"]
[null,null,null,null,null,null,"Ежеквартально",null,true]
[]
[null,null,"2.1.   Освобождение от уплаты взносов.",null,null,null,"Раз в полгода",null,false,null,null,"внизу m"]
[]
[null,null,null,null,null,null,"Ежегодно",null,false,null,null,{"$f":"VLOOKUP(K44,Базис!$AH$2:$AI$6,2,FALSE)","v":1}]
[]
[null,null,null,null,null,false,"Единовременно",null,false]
[]
[null,null,"СПОСОБ РАСЧЕТА  ПО ОСНОВНОЙ ПРОГРАММЕ"]
[]
[null,null,"ОТ РАЗМЕРА СТРАХОВОГО ВЗНОСА"]
[]
[null,null,"ОТ РАЗМЕРА СТРАХОВОЙ СУММЫ ПО РИСКУ \"ДОЖИТИЕ\" (укажите)"]
[]
[null,null,"РАСЧЕТ СТРАХОВОЙ СУММЫ и СТРАХОВОГО ВЗНОСА"]
[]
[null,null,"1. ОСНОВНАЯ ПРОГРАММА:",null,"СТРАХОВАЯ СУММА:",null,"СТРАХОВОЙ ВЗНОС:"]
[null,null,"1.1.  Дожитие Застрахованного лица до окончания срока страхования.",null,0,null,0,null,null,null,null,0]
[null,null,"1.2.  Смерть Застрахованного лица по любой причине.",null,"107% от уплаченных взносов "]
[null,null,"1.3.  Вручение федеральной медали «За особые успехи в учении».",null,0,null,0,null,null,{"$f":"E64/E62","v":{"$error":"#DIV/0!"}},{"$f":"G62+G64-Лист2!H7","v":-933761},"проверка тарифа"]
[null,null,"2. ДОПОЛНИТЕЛЬНЫЕ ПРОГРАММЫ:"]
[null,null,"2.1.   Освобождение от уплаты взносов.",null,0,null,0]
[]
[null,null,null,null,"ВЗНОС ПО ОСНОВНОЙ ПРОГРАММЕ:",null,{"$f":"(G62+G64)*$L$62","v":0}]
[null,null,null,null,"ОБЩИЙ РАЗМЕР ВЗНОСА ПО ДОГОВОРУ:",null,{"$f":"(G62+G64+G66)*$L$62","v":0}]
[null,null,"РАСЧЕТ ВОЗМОЖНОГО НАЛОГОВОГО ВЫЧЕТА",null,null,null,null,null,null,null,0.51,"периодичность"]
[]
[null,null,"Размер ежегодного налогового вычета:"]
[]
[null,null,"Размер налогового вычета за весь срок страхования:"]

{"sheet":"Ожидания","index":1,"n_rows":27,"n_cols":7,"rows_kept":27,"cut":false,"hidden":true,"merged":[[0,1,0,5]]}
[null,"РАСЧЕТ ОЖИДАНИЙ"]
[]
[null,"Год действия договора страхования","Размер годового взноса","Ожидаемый размер дополнительного инвестиционного дохода по результатам инвестиционной деятельности","Ожидаемый размер страховой суммы с учетом допинвестдохода","Расчетная сумма налогового вычета"]
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[null,{"$f":"IF(AND(Резервы!C7<=Тариф.Кальк!$E$16,Резервы!C7<>\"\"),Резервы!C7,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B5<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B5=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B5*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B5<>\"\",Резервы!H7,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B5<>\"\",Тариф.Кальк!$G$62+D5,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B5<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C5),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C8<=Тариф.Кальк!$E$16,Резервы!C8<>\"\"),Резервы!C8,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B6<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B6=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B6*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B6<>\"\",Резервы!H8,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B6<>\"\",Тариф.Кальк!$G$62+D6,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B6<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C6),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C9<=Тариф.Кальк!$E$16,Резервы!C9<>\"\"),Резервы!C9,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B7<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B7=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B7*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B7<>\"\",Резервы!H9,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B7<>\"\",Тариф.Кальк!$G$62+D7,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B7<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C7),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C10<=Тариф.Кальк!$E$16,Резервы!C10<>\"\"),Резервы!C10,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B8<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B8=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B8*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B8<>\"\",Резервы!H10,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B8<>\"\",Тариф.Кальк!$G$62+D8,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B8<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C8),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C11<=Тариф.Кальк!$E$16,Резервы!C11<>\"\"),Резервы!C11,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B9<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B9=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B9*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B9<>\"\",Резервы!H11,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B9<>\"\",Тариф.Кальк!$G$62+D9,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B9<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C9),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C12<=Тариф.Кальк!$E$16,Резервы!C12<>\"\"),Резервы!C12,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B10<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B10=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B10*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B10<>\"\",Резервы!H12,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B10<>\"\",Тариф.Кальк!$G$62+D10,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B10<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C10),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C13<=Тариф.Кальк!$E$16,Резервы!C13<>\"\"),Резервы!C13,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B11<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B11=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B11*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B11<>\"\",Резервы!H13,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B11<>\"\",Тариф.Кальк!$G$62+D11,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B11<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C11),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C14<=Тариф.Кальк!$E$16,Резервы!C14<>\"\"),Резервы!C14,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B12<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B12=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B12*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B12<>\"\",Резервы!H14,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B12<>\"\",Тариф.Кальк!$G$62+D12,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B12<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C12),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C15<=Тариф.Кальк!$E$16,Резервы!C15<>\"\"),Резервы!C15,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B13<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B13=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B13*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B13<>\"\",Резервы!H15,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B13<>\"\",Тариф.Кальк!$G$62+D13,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B13<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C13),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
[null,{"$f":"IF(AND(Резервы!C16<=Тариф.Кальк!$E$16,Резервы!C16<>\"\"),Резервы!C16,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B14<>\"\",IF(Тариф.Кальк!$L$49=0,IF(B14=1,Тариф.Кальк!$G$69,0),Тариф.Кальк!$G$69*B14*Тариф.Кальк!$L$49),\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B14<>\"\",Резервы!H16,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B14<>\"\",Тариф.Кальк!$G$62+D14,\"\")","v":{"$error":"#N/A"}},{"$f":"IF(B14<>\"\",IF(Тариф.Кальк!$L$49=0,MIN(19500,0.13*C14),MIN(19500,0.13*$C$4)),\"\")","v":{"$error":"#N/A"}}]
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{"sheet":"MORT","index":2,"n_rows":106,"n_cols":25,"rows_kept":106,"cut":false,"hidden":true,"merged":[[0,0,0,22],[1,0,1,10],[1,12,1,22],[2,0,2,10],[2,12,2,22]]}
["Tаблица смертности и коммутационных чисел",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"i =",0.1]
["Для мужчин",null,null,null,null,null,null,null,null,null,null,null,"Для женщин",null,null,null,null,null,null,null,null,null,null,"v =",{"$f":"1/(1+Y1)","v":0.90909090909090906}]
["Норма доходности 5,5 %",null,null,null,null,null,null,null,null,null,null,null,"Норма доходности 5,5 %"]
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{"sheet":"риск","index":6,"n_rows":28,"n_cols":19,"rows_kept":28,"cut":false,"hidden":true,"merged":[[23,4,24,4]]}
[]
[]
[null,null,null,"Смерть Застрахованного лица в результате несчастного случая",1000,1,3.21E-4,3.2099999999999997E-2,6.8000000000000005E-2,0.10009999999999999,2.13]
[null,null,null,"Инвалидность Застрахованного лица в результате несчастного случая",1000,1,5.8399999999999999E-4,5.8400000000000001E-2,9.1700000000000004E-2,0.15010000000000001,0.23]
[]
[null,null,null,"Госпитализация Застрахованного в результате несчастного случая",1000,0.05,2.7519999999999999E-2,0.1376,3.1E-2,0.1686,0.26]
[null,null,null,"Госпитализация Страхователя в результате несчастного случая",1000,4.4999999999999998E-2,2.3769999999999999E-2,0.107,2.5999999999999999E-2,0.13300000000000001,0.2]
[null,null,null,"Смерть Страхователя в результате несчастного случая",1000,1,7.6499999999999995E-4,7.6499999999999999E-2,0.10489999999999999,0.18140000000000001,0.28000000000000003]
[null,null,null,null,null,null,null,null,null,null,null,"свежее"]
[null,null,null,"Смерть в результате НС или болезни",5000,8.6999999999999993,1.438E-3,1.2511000000000001,0.5595,1.8106,2.13,"Риск","n","μ/S","q","tо","tp","t","оув"]
[null,null,null,"Установленная Страхователю инвалидность I-II группы",5000,8.6999999999999993,8.2399999999999997E-4,0.71679999999999999,0.42359999999999998,1.1404000000000001,1.34,"Смерть в результате несчастного случая или болезни",5000,8.6999999999999993,1.438E-3,1.2511000000000001,0.5595,1.8106,2.13]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(K10:K11)","v":3.4699999999999998},"Установленная Страхователю инвалидность I-II группы",5000,8.6999999999999993,8.2399999999999997E-4,0.71679999999999999,0.42359999999999998,1.1404000000000001,1.34]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(S11:S12)","v":3.4699999999999998}]
[]
[]
[null,null,null,"Периодичность оплаты страхового взноса","Значение коэффициента"]
[null,null,null,"Ежегодно",1]
[null,null,null,"Раз в полгода",0.51]
[null,null,null,"Единовременно",{"$f":"1*Тариф.Кальк!E40","v":0}]
[null,null,null,"Ежеквартально",0.27]
[null,null,null,"Ежемесячно",9.2999999999999999E-2]
[]
[]
[null,null,null,"Возраст на дату окончания","Коэффициент",null,{"$f":"Тариф.Кальк!E35+Тариф.Кальк!E40","v":{"$error":"#VALUE!"}},{"$f":"IF(G24<=D26,E26,IF(G24<=D27,E27,E28))","v":{"$error":"#VALUE!"}}]
[null,null,null,"периода оплаты взносов"]
[null,null,null,44,0.7]
[null,null,null,54,1]
[null,null,null,"более 55",1.6]

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[]
["Календарный месяц","Дата начала","Срок действия договора"]
[null,null,1,2,3,4,5,6,7,8,9,10,11]
[1,"2024-01-02",{"$f":"B4+365","v":"2025-01-01"},{"$f":"C4+365","v":"2026-01-01"},{"$f":"D4+365","v":"2027-01-01"},{"$f":"E4+365","v":"2028-01-01"},{"$f":"F4+366","v":"2029-01-01"},{"$f":"G4+365","v":"2030-01-01"},"2031-01-01","2032-01-01",{"$f":"J4+366","v":"2033-01-01"},{"$f":"K4+365","v":"2034-01-01"},"2035-01-01"]
[2,"2024-02-02",{"$f":"B5+365","v":"2025-02-01"},"2026-02-01","2027-02-01","2028-02-01",{"$f":"F5+366","v":"2029-02-01"},"2030-02-01","2031-02-01","2032-02-01",{"$f":"J5+366","v":"2033-02-01"},"2034-02-01","2035-02-01"]
[3,"2024-03-02",{"$f":"B6+364","v":"2025-03-01"},"2026-03-01","2027-03-01","2028-02-29",{"$f":"F6+366","v":"2029-03-01"},"2030-03-01","2031-03-01","2032-02-29",{"$f":"J6+366","v":"2033-03-01"},"2034-03-01","2035-03-01"]
[4,"2024-04-02","2025-04-01","2026-04-01","2027-04-01",{"$f":"E7+366","v":"2028-04-01"},{"$f":"F7+365","v":"2029-04-01"},{"$f":"G7+365","v":"2030-04-01"},{"$f":"H7+365","v":"2031-04-01"},{"$f":"I7+366","v":"2032-04-01"},{"$f":"J7+365","v":"2033-04-01"},"2034-04-01","2035-04-01"]
[5,"2024-05-02","2025-05-01","2026-05-01","2027-05-01",{"$f":"E8+366","v":"2028-05-01"},{"$f":"F8+365","v":"2029-05-01"},"2030-05-01","2031-05-01",{"$f":"I8+366","v":"2032-05-01"},{"$f":"J8+365","v":"2033-05-01"},"2034-05-01","2035-05-01"]
[6,"2024-06-02","2025-06-01","2026-06-01","2027-06-01","2028-06-01","2029-06-01","2030-06-01","2031-06-01","2032-06-01","2033-06-01","2034-06-01","2035-06-01"]
[7,"2024-07-02","2025-07-01","2026-07-01","2027-07-01","2028-07-01","2029-07-01","2030-07-01","2031-07-01","2032-07-01","2033-07-01","2034-07-01","2035-07-01"]
[8,"2024-08-02","2025-08-01","2026-08-01","2027-08-01","2028-08-01","2029-08-01","2030-08-01","2031-08-01","2032-08-01","2033-08-01","2034-08-01","2035-08-01"]
[9,"2024-09-02",{"$f":"B12+364","v":"2025-09-01"},"2026-09-01",{"$f":"D12+365","v":"2027-09-01"},"2028-09-01",{"$f":"F12+365","v":"2029-09-01"},"2030-09-01",{"$f":"H12+365","v":"2031-09-01"},"2032-09-01",{"$f":"J12+365","v":"2033-09-01"},"2034-09-01","2035-09-01"]
[10,"2024-10-02","2025-10-01","2026-10-01","2027-10-01","2028-10-01","2029-10-01","2030-10-01","2031-10-01","2032-10-01","2033-10-01","2034-10-01","2035-10-01"]
[11,"2024-11-02","2025-11-01","2026-11-01","2027-11-01",{"$f":"E14+366","v":"2028-11-01"},"2029-11-01","2030-11-01","2031-11-01","2032-11-01","2033-11-01","2034-11-01","2035-11-01"]
[12,"2024-12-02","2025-12-01","2026-12-01","2027-12-01","2028-12-01","2029-12-01","2030-12-01","2031-12-01","2032-12-01","2033-12-01","2034-12-01","2035-12-01"]
[]
[]
["ПРИМЕРЫ:"]
["класс",null,1,2,3,4,5,6]
["Окончание школы",null,"2034-07-01","2033-07-01","2032-07-01","1931-07-01","1930-07-01","2029-07-01"]
["срок",null,10,9,8,7,6,5]
[null,"нач","оконч","оконч","оконч","оконч","оконч","оконч"]
["Даты",{"$f":"B4","v":"2024-01-02"},{"$f":"L4","v":"2034-01-01"},{"$f":"K4","v":"2033-01-01"},{"$f":"J4","v":"2032-01-01"},{"$f":"I4","v":"2031-01-01"},{"$f":"H4","v":"2030-01-01"},{"$f":"G4","v":"2029-01-01"}]
[null,"2024-02-02","2034-02-01","2033-02-01","2032-02-01","2031-02-01","2030-02-01","2029-02-01"]
[null,"2024-03-02","2034-03-01","2033-03-01","2032-02-29","2031-03-01","2030-03-01","2029-03-01"]
[null,"2024-04-02","2034-04-01","2033-04-01","2032-04-01","2031-04-01","2030-04-01","2029-04-01"]
[null,"2024-05-02","2034-05-01","2033-05-01","2032-05-01","2031-05-01","2030-05-01","2029-05-01"]
[null,"2024-06-02","2034-06-01","2033-06-01","2032-06-01","2031-06-01","2030-06-01","2029-06-01"]
["Окончание школы",null,"2035-07-01","2034-07-01","2033-07-01","1932-07-01","1931-07-01","2030-07-01"]
["срок",null,11,10,9,8,7,6]
[null,{"$f":"B10","v":"2024-07-02"},{"$f":"M10","v":"2035-07-01"},{"$f":"L10","v":"2034-07-01"},{"$f":"K10","v":"2033-07-01"},{"$f":"J10","v":"2032-07-01"},{"$f":"I10","v":"2031-07-01"},{"$f":"H10","v":"2030-07-01"}]
[null,"2024-08-02","2035-08-01","2034-08-01","2033-08-01","2032-08-01","2031-08-01","2030-08-01"]
[null,"2024-09-02","2035-09-01","2034-09-01","2033-09-01","2032-09-01","2031-09-01","2030-09-01"]
[null,"2024-10-02","2035-10-01","2034-10-01","2033-10-01","2032-10-01","2031-10-01","2030-10-01"]
[null,"2024-11-02","2035-11-01","2034-11-01","2033-11-01","2032-11-01","2031-11-01","2030-11-01"]
[null,"2024-12-02","2035-12-01","2034-12-01","2033-12-01","2032-12-01","2031-12-01","2030-12-01"]

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["ПОЛ",null,"Срок страхования",null,"Периодичность",null,null,"Возраст Страхователя на дату окончания периода оплаты взносов",null,null,"Риски «Дожитие Застрахованного лица» и «Смерть Застрахованного лица»"]
["муж",null,5,null,"Единовременно (0)",1,null,"от 18 до 44 лет ",0.7,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"руб",null,"единовременно",0,1,null,"подготовительный",0,12,"29/11/2023 отменили",null,"мать","конец января, отменили родство"]
["жен",null,6,null,"Ежегодно (1)",1,null,"45 – 54",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"USD",null,"ежегодно",1,1,null,1,1,11,null,null,"отец"]
[null,null,7,null,"Раз в полгода (2)",0.51,null,"от 55 до 74 лет",1.6,null,"ЕДИНОВРЕМЕННЫЙ ВЗНОС. Таблица тарифов для лиц МУЖСКОГО пола. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"euro",null,"раз в полгода",2,0.51,null,2,2,10,null,null,"усыновитель "]
[null,null,8,null,"Ежеквартально (4)",0.27,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ежеквартально",4,null,null,3,3,9,null,null,"дедушка "]
[null,null,9,null,null,null,null,null,null,null,"Возраст на начало страхования","Срок страхования (лет)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ежемесячно",12,null,null,4,4,8,null,null,"бабушка "]
[null,null,10,null,null,null,null,null,null,null,null,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,null,null,null,null,null,null,null,5,5,7,null,null,"брат"]
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[null,null,12,null,null,null,null,null,null,null,2,0.956839,0.92446499999999998,0.893181,0.86294899999999997,0.85209900000000005,0.82523899999999994,0.79921399999999998,0.77399200000000001,0.74954900000000002,0.72584599999999999,0.72895600000000005,0.70755199999999996,0.68669899999999995,0.66642500000000005,0.64668499999999995,0.62745700000000004,0.60877800000000004,0.59060900000000005,null,null,null,null,null,null,null,null,7,7,5]
[null,null,13,null,null,null,null,null,null,null,3,0.95682800000000001,0.92445500000000003,0.89317199999999997,0.86293699999999995,0.85208499999999998,0.82522099999999998,0.79918500000000003,0.77395499999999995,0.74948899999999996,0.72576799999999997,0.72884800000000005,0.70738400000000001,0.68651700000000004,0.66620100000000004,0.64641300000000002,0.62719000000000003,0.608491,null,null,null,null,null,null,null,null,null,"18/01/2024 отмена 7 класса"]
[null,null,14,null,null,null,null,null,null,null,4,0.95682100000000003,0.92444899999999997,0.89316200000000001,0.86292800000000003,0.85207100000000002,0.82519600000000004,0.79915400000000003,0.77390199999999998,0.74941899999999995,0.725665,0.72869399999999995,0.70721500000000004,0.68630599999999997,0.66594299999999995,0.64615999999999996,0.62691699999999995,null,null,null,null,null,null,null,null,null,null,"21.06.2024 вернули 7 класс обратно"]
[null,null,15,null,null,null,null,null,null,null,5,0.95681899999999998,0.92444499999999996,0.89315800000000001,0.86291899999999999,0.85205500000000001,0.82517300000000005,0.79910999999999999,0.77384200000000003,0.74932900000000002,0.72551600000000005,0.72853999999999997,0.70702100000000001,0.68606699999999998,0.66570799999999997,0.64590599999999998]
[null,null,16,null,null,null,null,null,null,null,6,0.95681499999999997,0.92443900000000001,0.89315,0.86290299999999998,0.85203399999999996,0.82513400000000003,0.79905700000000002,0.77376100000000003,0.74919100000000005,0.72536400000000001,0.72836100000000004,0.70679899999999996,0.68584800000000001,0.66546899999999998]
[null,null,17,null,null,null,null,null,null,null,7,0.95681400000000005,0.92443900000000001,0.89314099999999996,0.86288900000000002,0.85200500000000001,0.82509299999999997,0.79898800000000003,0.77363899999999997,0.74905699999999997,0.72519100000000003,0.72816000000000003,0.70660000000000001,0.68563099999999999]
[null,null,18,null,null,null,null,null,null,null,8,0.95681499999999997,0.92443200000000003,0.89313100000000001,0.86286200000000002,0.85197100000000003,0.82503400000000005,0.79888300000000001,0.77352200000000004,0.74890199999999996,0.72499400000000003,0.72797999999999996,0.706403]
[null,null,19,null,null,null,null,null,null,null,9,0.95681300000000002,0.924427,0.89311300000000005,0.86283500000000002,0.85192599999999996,0.82494599999999996,0.79878199999999999,0.77338700000000005,0.74872700000000003,0.72482199999999997,0.72780500000000004]
[null,null,20,null,null,null,null,null,null,null,10,0.95681400000000005,0.92441899999999999,0.89309700000000003,0.86279600000000001,0.851858,0.82486700000000002,0.79866999999999999,0.77323600000000003,0.74857899999999999,0.72465599999999997]
[null,null,21,null,null,null,null,null,null,null,11,0.95681300000000002,0.92440999999999995,0.89307099999999995,0.86273599999999995,0.851796,0.82477599999999995,0.79854400000000003,0.77311099999999999,0.74843599999999999]
[null,null,22,null,null,null,null,null,null,null,12,0.956816,0.92440199999999995,0.89303299999999997,0.86268900000000004,0.85173299999999996,0.82467999999999997,0.79844899999999996,0.77299899999999999]
[null,null,23,null,null,null,null,null,null,null,13,0.95682,0.92438500000000001,0.89300800000000002,0.86263900000000004,0.85166500000000001,0.82461200000000001,0.79836499999999999]
[null,null,null,null,null,null,null,null,null,null,14,0.95682100000000003,0.92437899999999995,0.89298299999999997,0.86258500000000005,0.85162400000000005,0.82455500000000004]
[null,null,null,null,null,null,null,null,null,null,15,0.95683600000000002,0.92437899999999995,0.89295899999999995,0.86256200000000005,0.85159600000000002]
[null,null,null,null,null,null,null,null,null,null,16,0.95685299999999995,0.92437800000000003,0.892957,0.86254699999999995]
[null,null,null,null,null,null,null,null,null,null,17,0.95687900000000004,0.92440199999999995,0.89297000000000004]
[]
[null,null,null,null,null,null,null,null,null,null,"ЕДИНОВРЕМЕННЫЙ ВЗНОС. Таблица тарифов для лиц ЖЕНСКОГО пола."]
[]
[null,null,null,null,null,null,null,null,null,null,"Возраст на начало страхования","Срок страхования (лет)"]
[null,null,null,null,null,null,null,null,null,null,null,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23]
[null,null,null,null,null,null,null,null,null,null,1,0.956847,0.92447900000000005,0.89319999999999999,0.86297299999999999,0.85213300000000003,0.82528500000000005,0.79927999999999999,0.77408100000000002,0.74967200000000001,0.72600900000000002,0.72915600000000003,0.70784599999999998,0.68714600000000003,0.66703000000000001,0.64749199999999996,0.62851800000000002,0.61010500000000001,0.59221800000000002,0.57483399999999996]
[null,null,null,null,null,null,null,null,null,null,2,0.95682500000000004,0.92445500000000003,0.89317800000000003,0.862954,0.85211099999999995,0.825264,0.79925000000000002,0.77405199999999996,0.74962499999999999,0.72595500000000002,0.72910699999999995,0.70779300000000001,0.68707799999999997,0.66696,0.64742,0.62846100000000005,0.61004000000000003,0.59213800000000005]
[null,null,null,null,null,null,null,null,null,null,3,0.95681799999999995,0.92445100000000002,0.89317299999999999,0.86294999999999999,0.85210399999999997,0.82525099999999996,0.79923599999999995,0.77402199999999999,0.74958599999999997,0.72592199999999996,0.72907100000000002,0.70774099999999995,0.687025,0.66690400000000005,0.64737900000000004,0.628409,0.60997400000000002]
[null,null,null,null,null,null,null,null,null,null,4,0.95681400000000005,0.92444700000000002,0.89317000000000002,0.86294499999999996,0.85209400000000002,0.82523899999999994,0.79920999999999998,0.77398699999999998,0.74955899999999998,0.72588699999999995,0.72902500000000003,0.70769300000000002,0.68697399999999997,0.66686599999999996,0.64733200000000002,0.62834800000000002]
[null,null,null,null,"ФОРМУЛА С ТАРИФ.КАЛЬК для m",null,null,null,null,null,5,0.95681099999999997,0.92444300000000001,0.89316600000000002,0.86293500000000001,0.85208399999999995,0.825214,0.79917899999999997,0.77396100000000001,0.74952700000000005,0.72584300000000002,0.72898099999999999,0.70764700000000003,0.68694,0.66682399999999997,0.64727400000000002]
[null,null,null,null,"ВПР(K46;Базис!$AH$2:$AI$6;2;ЛОЖЬ)",null,null,null,null,null,6,0.95680900000000002,0.92444099999999996,0.89315900000000004,0.86292800000000003,0.85206400000000004,0.82518899999999995,0.79915899999999995,0.77393699999999999,0.74948800000000004,0.72580199999999995,0.72894099999999995,0.70761700000000005,0.68690200000000001,0.66677200000000003]
[null,null,null,null,null,null,null,null,null,null,7,0.95681000000000005,0.92443900000000001,0.89315500000000003,0.86291200000000001,0.85204599999999997,0.82517499999999999,0.79913900000000004,0.77390499999999995,0.74945399999999995,0.72576499999999999,0.72891899999999998,0.70758799999999999,0.68685799999999997]
[null,null,null,null,null,null,null,null,null,null,8,0.95680799999999999,0.92443500000000001,0.89314199999999999,0.86289499999999997,0.85203300000000004,0.82515799999999995,0.79911100000000002,0.77387399999999995,0.74942200000000003,0.72574399999999994,0.72889199999999998,0.70754700000000004]
[null,null,null,null,null,null,null,null,null,null,9,0.95680399999999999,0.92442599999999997,0.89312899999999995,0.86288500000000001,0.85202199999999995,0.82513599999999998,0.79908800000000002,0.77384799999999998,0.74940499999999999,0.72572000000000003,0.72885800000000001]
[null,null,null,null,null,null,null,null,null,null,10,0.95680299999999996,0.92442000000000002,0.893127,0.86287899999999995,0.85200799999999999,0.82511999999999996,0.79906999999999995,0.77383800000000003,0.74938899999999997,0.72568999999999995]
[null,null,null,null,null,null,null,null,null,null,11,0.95680500000000002,0.92442400000000002,0.893127,0.86287000000000003,0.85200100000000001,0.82511000000000001,0.79906699999999997,0.77382899999999999,0.74936700000000001]
[null,null,null,null,null,null,null,null,null,null,12,0.956812,0.92442899999999995,0.89312400000000003,0.86286499999999999,0.85199599999999998,0.82511299999999999,0.79906200000000005,0.773814]
[null,null,null,null,null,null,null,null,null,null,13,0.95681799999999995,0.92442999999999997,0.89312400000000003,0.86286300000000005,0.85200200000000004,0.82511299999999999,0.79905300000000001]
[null,null,null,null,null,null,null,null,null,null,14,0.95682699999999998,0.92443699999999995,0.89312800000000003,0.862873,0.85200799999999999,0.82510899999999998]
[null,null,null,null,null,null,null,null,null,null,15,0.95682800000000001,0.92443799999999998,0.89313299999999995,0.862873,0.85200100000000001]
[null,null,null,null,null,null,null,null,null,null,16,0.95682800000000001,0.92444300000000001,0.89313399999999998,0.86286600000000002]
[null,null,null,null,null,null,null,null,null,null,17,0.956839,0.92444800000000005,0.89313500000000001]
[]
[null,null,null,null,null,null,null,null,null,null,"ВЗНОСЫ В РАССРОЧКУ. Таблица тарифов (годовой тариф) для лиц МУЖСКОГО пола."]
[]
[null,null,null,null,null,null,null,null,null,null,"Возраст на начало страхования","Срок страхования (лет)"]
[null,null,null,null,null,null,null,null,null,null,null,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23]
[null,null,null,null,null,null,null,null,null,null,1,0.21199000000000001,0.17355100000000001,0.14612600000000001,0.125586,0.11103,9.8261000000000001E-2,8.7831999999999993E-2,7.9156000000000004E-2,7.1830000000000005E-2,6.5563999999999997E-2,6.1409999999999999E-2,5.6660000000000002E-2,5.2477999999999997E-2,4.8765999999999997E-2,4.5454000000000001E-2,4.2479999999999997E-2,3.9794000000000003E-2,3.7359000000000003E-2,3.5143000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,2,0.21198600000000001,0.17354900000000001,0.146124,0.125585,0.111028,9.826E-2,8.7830000000000005E-2,7.9155000000000003E-2,7.1828000000000003E-2,6.5561999999999995E-2,6.1407999999999997E-2,5.6658E-2,5.2474E-2,4.8762E-2,4.5449000000000003E-2,4.2472999999999997E-2,3.9788999999999998E-2,3.7353999999999998E-2]
[null,null,null,null,null,null,null,null,null,null,3,0.21198500000000001,0.17354800000000001,0.146124,0.125584,0.111029,9.826E-2,8.7830000000000005E-2,7.9155000000000003E-2,7.1827000000000002E-2,6.5560999999999994E-2,6.1406000000000002E-2,5.6654000000000003E-2,5.2470000000000003E-2,4.8758000000000003E-2,4.5443999999999998E-2,4.2469E-2,3.9784E-2]
[null,null,null,null,null,null,null,null,null,null,4,0.21198400000000001,0.17354700000000001,0.146123,0.125585,0.111028,9.8258999999999999E-2,8.7829000000000004E-2,7.9153000000000001E-2,7.1827000000000002E-2,6.5558000000000005E-2,6.1404E-2,5.6652000000000001E-2,5.2465999999999999E-2,4.8752999999999998E-2,4.5439E-2,4.2464000000000002E-2]
[null,null,null,null,null,null,null,null,null,null,5,0.21198400000000001,0.17354700000000001,0.146124,0.125585,0.111029,9.826E-2,8.7829000000000004E-2,7.9153000000000001E-2,7.1823999999999999E-2,6.5555000000000002E-2,6.1400999999999997E-2,5.6647999999999997E-2,5.2462000000000002E-2,4.8749000000000001E-2,4.5435000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,6,0.21198400000000001,0.17354700000000001,0.146124,0.125584,0.111028,9.8258999999999999E-2,8.7829000000000004E-2,7.9150999999999999E-2,7.1822999999999998E-2,6.5551999999999999E-2,6.1398000000000001E-2,5.6644E-2,5.2458999999999999E-2,4.8746999999999999E-2]
[null,null,null,null,null,null,null,null,null,null,7,0.21198500000000001,0.17354800000000001,0.146125,0.125585,0.111029,9.826E-2,8.7829000000000004E-2,7.9150999999999999E-2,7.1820999999999996E-2,6.5549999999999997E-2,6.1395999999999999E-2,5.6642999999999999E-2,5.2456999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,8,0.21198500000000001,0.17354900000000001,0.14612600000000001,0.125586,0.11103,9.8261000000000001E-2,8.7829000000000004E-2,7.9148999999999997E-2,7.1818999999999994E-2,6.5546999999999994E-2,6.1393999999999997E-2,5.6640999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,9,0.21198700000000001,0.17355000000000001,0.14612700000000001,0.12558800000000001,0.11103200000000001,9.8261000000000001E-2,8.7828000000000003E-2,7.9148999999999997E-2,7.1817000000000006E-2,6.5545999999999993E-2,6.1393999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,10,0.21199000000000001,0.17355300000000001,0.14613000000000001,0.12558900000000001,0.11103300000000001,9.8262000000000002E-2,8.7829000000000004E-2,7.9147999999999996E-2,7.1817000000000006E-2,6.5545000000000006E-2]
[null,null,null,null,null,null,null,null,null,null,11,0.21199299999999999,0.17355699999999999,0.14613300000000001,0.12559100000000001,0.111036,9.8264000000000004E-2,8.7830000000000005E-2,7.9148999999999997E-2,7.1816000000000005E-2]
[null,null,null,null,null,null,null,null,null,null,12,0.21199799999999999,0.17355999999999999,0.14613699999999999,0.12559500000000001,0.11104,9.8266000000000006E-2,8.7831000000000006E-2,7.9149999999999998E-2]
[null,null,null,null,null,null,null,null,null,null,13,0.212004,0.173567,0.14614199999999999,0.12559899999999999,0.111044,9.8269999999999996E-2,8.7832999999999994E-2]
[null,null,null,null,null,null,null,null,null,null,14,0.21201400000000001,0.17357400000000001,0.146148,0.12560299999999999,0.11104799999999999,9.8272999999999999E-2]
[null,null,null,null,null,null,null,null,null,null,15,0.21202299999999999,0.17358199999999999,0.14615500000000001,0.125609,0.111053]
[null,null,null,null,null,null,null,null,null,null,16,0.212033,0.173591,0.14616100000000001,0.125613]
[null,null,null,null,null,null,null,null,null,null,17,0.21204500000000001,0.1736,0.14616699999999999]
[]
[null,null,null,null,null,null,null,null,null,null,"ВЗНОСЫ В РАССРОЧКУ. Таблица тарифов (годовой тариф) для лиц ЖЕНСКОГО пола."]
[]
[null,null,null,null,null,null,null,null,null,null,"Возраст на начало страхования","Срок страхования (лет)"]
[null,null,null,null,null,null,null,null,null,null,null,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23]
[null,null,null,null,null,null,null,null,null,null,1,0.21198500000000001,0.17354700000000001,0.146124,0.125584,0.111028,9.826E-2,8.7831000000000006E-2,7.9156000000000004E-2,7.1830000000000005E-2,6.5563999999999997E-2,6.1411E-2,5.6661999999999997E-2,5.2482000000000001E-2,4.8774999999999999E-2,4.5465999999999999E-2,4.2495999999999999E-2,3.9817999999999999E-2,3.7388999999999999E-2,3.5178000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,2,0.211982,0.17354600000000001,0.146122,0.125583,0.111027,9.8258999999999999E-2,8.7830000000000005E-2,7.9155000000000003E-2,7.1828000000000003E-2,6.5562999999999996E-2,6.1411E-2,5.6661999999999997E-2,5.2481E-2,4.8772999999999997E-2,4.5464999999999998E-2,4.2494999999999998E-2,3.9815999999999997E-2,3.7387999999999998E-2]
[null,null,null,null,null,null,null,null,null,null,3,0.211981,0.173545,0.146122,0.125583,0.111027,9.8258999999999999E-2,8.7830000000000005E-2,7.9154000000000002E-2,7.1829000000000004E-2,6.5561999999999995E-2,6.1408999999999998E-2,5.6661000000000003E-2,5.2481E-2,4.8772000000000003E-2,4.5463999999999997E-2,4.2493999999999997E-2,3.9815999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,4,0.211981,0.173544,0.146121,0.125583,0.111026,9.8258999999999999E-2,8.7829000000000004E-2,7.9154000000000002E-2,7.1828000000000003E-2,6.5560999999999994E-2,6.1408999999999998E-2,5.6660000000000002E-2,5.2479999999999999E-2,4.8772999999999997E-2,4.5463999999999997E-2,4.2493999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,5,0.211981,0.173544,0.146121,0.125582,0.111027,9.8258999999999999E-2,8.7828000000000003E-2,7.9153000000000001E-2,7.1827000000000002E-2,6.5560999999999994E-2,6.1407999999999997E-2,5.6659000000000001E-2,5.2478999999999998E-2,4.8772000000000003E-2,4.5463000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,6,0.21198,0.173543,0.146121,0.125583,0.111027,9.8258999999999999E-2,8.7829000000000004E-2,7.9153000000000001E-2,7.1827000000000002E-2,6.5560999999999994E-2,6.1407999999999997E-2,5.6660000000000002E-2,5.2478999999999998E-2,4.8772000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,7,0.21198,0.173544,0.146121,0.125583,0.111028,9.8257999999999998E-2,8.7829000000000004E-2,7.9153000000000001E-2,7.1827000000000002E-2,6.5560999999999994E-2,6.1407999999999997E-2,5.6659000000000001E-2,5.2478999999999998E-2]
[null,null,null,null,null,null,null,null,null,null,8,0.21198,0.173544,0.146122,0.125584,0.111028,9.826E-2,8.7829000000000004E-2,7.9153000000000001E-2,7.1827000000000002E-2,6.5560999999999994E-2,6.1407999999999997E-2,5.6659000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,9,0.211982,0.17354600000000001,0.146124,0.125584,0.111028,9.826E-2,8.7830000000000005E-2,7.9153000000000001E-2,7.1828000000000003E-2,6.5560999999999994E-2,6.1407999999999997E-2]
[null,null,null,null,null,null,null,null,null,null,10,0.21198500000000001,0.17354700000000001,0.146125,0.125584,0.111029,9.826E-2,8.7830000000000005E-2,7.9154000000000002E-2,7.1827000000000002E-2,6.5560999999999994E-2]
[null,null,null,null,null,null,null,null,null,null,11,0.21198700000000001,0.17354900000000001,0.146125,0.125586,0.111031,9.8262000000000002E-2,8.7831000000000006E-2,7.9154000000000002E-2,7.1828000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,12,0.21198900000000001,0.17355100000000001,0.14612700000000001,0.12558800000000001,0.111031,9.8262000000000002E-2,8.7831000000000006E-2,7.9155000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,13,0.21199100000000001,0.17355300000000001,0.14612800000000001,0.12558800000000001,0.11103200000000001,9.8262000000000002E-2,8.7831999999999993E-2]
[null,null,null,null,null,null,null,null,null,null,14,0.21199299999999999,0.17355499999999999,0.14613000000000001,0.12558900000000001,0.11103300000000001,9.8263000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,15,0.21199499999999999,0.17355599999999999,0.14613100000000001,0.12558900000000001,0.11103399999999999]
[null,null,null,null,null,null,null,null,null,null,16,0.21199599999999999,0.17355599999999999,0.14613100000000001,0.12559100000000001]
[null,null,null,null,null,null,null,null,null,null,17,0.21199599999999999,0.17355799999999999,0.14613300000000001]

{"sheet":"Лист2","index":9,"n_rows":23,"n_cols":11,"rows_kept":23,"cut":false,"hidden":true,"merged":[]}
[null,null,null,null,"тариф",null,"премия"]
[null,null,null,null,"нетто","брутто","нетто","брутто"]
[null,null,null,"Дожитие",4.8924660631120991E-2,5.7558424271907049E-2,80597.360656514211,94820.42430178143]
[null,null,null,"Медаль 1 ",1.552240150112606E-3,1.8261648824854189E-3,2557.1247217720547,3008.3820256141821]
[null,null,null,"Медаль 2",0,0,0,0]
[null,null,null,"Смерть",1.0855672389246738E-4,1.2771379281466752E-4,178.83385013580124,210.39276486564853]
[null,null,null,null,null,null,{"$f":"SUM(G3:G6)","v":83333.319228422071},933761,null,50000]
[]
[]
[]
[]
[]
[null,null,null,"Риск","n","μ/S","q","tо","tp","t","оув"]
[null,null,null,"Смерть в результате несчастного случая или болезни",5000,8.6999999999999993,1.438E-3,1.2511000000000001,0.5595,1.8106,2.13]
[null,null,null,"Установленная Страхователю инвалидность I-II группы",5000,8.6999999999999993,8.2399999999999997E-4,0.71679999999999999,0.42359999999999998,1.1404000000000001,1.34]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(K14:K15)","v":3.4699999999999998}]
[]
[null,null,null,null,null,null,"возраст","поправочный коэф",null,"взнос оув"]
[null,null,null,"Возраст на дату окончания","Коэффициент",null,{"$f":"Тариф.Кальк!E16+Тариф.Кальк!E35","v":{"$error":"#N/A"}},{"$f":"IF(G19<=D21,E21,IF(G19<=D22,E22,E23))","v":{"$error":"#N/A"}},{"$f":"KofVoz/100","v":{"$error":"#N/A"}},{"$f":"ROUND(Тариф.Кальк!E55*Тариф.Кальк!K70*KofVoz*Sumrisk/100,0)","v":{"$error":"#N/A"}}]
[null,null,null,"периода оплаты взносов"]
[null,null,null,44,0.7]
[null,null,null,54,1]
[null,null,null,"более 55",1.6]